Reverse Mortgage Loan Officer, Fully

Job Type: Full-time

Description As one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and have an innate ability to manage and lead.

What You’ll Do

Establish strong relationships with realtors, builders, developers, CPAs, and financial planners

Gain applicable expertise in local and national real estate markets

Negotiate ideal price, terms, and conditions for reverse mortgages

Determine and address problems that may arise during the loan application process

Daily and Monthly Responsibilities

Coordinate customer interaction and interface with all parties involved in each individual loan

Guide customers through the loan process, including negotiation, terms, and conditions

Maintain a customer’s relationship with corresponding realtors, builders, developers, CPAs, and financial planners

Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA

Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages

Requirements

Bachelor’s degree in business, finance, or related area

Minimum 1 year of loan originator experience

Advanced knowledge of lending and credit markets

Knowledge of all Federal and State real estate lending regulations

Preferred Qualifications

Excellent written and verbal communication skills

Advanced interpersonal skills, with a strong focus on customer service

Highly detail-oriented

Knowledge of reverse mortgage programs (like HECM: Home Equity Conversion Mortgage) and relevant regulatory frameworks (e.g., FHA, HUD, CFPB)

Physical Requirements

Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.

Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards

Must be able to occasionally lift and carry up to 15 lbs.

Must be able to talk, listen and speak clearly on telephone

Must be able to sit for prolonged periods at a desk, while working on a computer

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